Our first step is always to ascertain exactly what you want. We will explain the options available to you in a way that you will fully understand, and, together, we will agree on where your money is to be invested. Your tax situation is naturally taken into account - unlike many "financial advisors", we are chartered accountants, so tax affairs are part of our mainstream work. In every case, we consider the personal implications, as well as the investment options. It is essential that these are fully considered from the outset, as it can be costly to change your mind once your investments have been put in place. No pressure is brought to bear, we always remember that it is your money and your life. Our whole focus is risk return based. You first complete a risk questionnaire and a Personal Financial Planning Questionnaire. We then meet to discuss your attitude to risk and put forward some ideas. Once we have ascertained your requirements we present our first draft plan for your investments. Our investment advice is offered either on a fee or commission-only basis. We have access to the whole of the market, and we are totally independent of any investment provider. BACK Alan Solomons + Co 2 Gayton Road, Harrow, Middlesex HA1 2XU Tel 020 8901 7580 Fax 0870 4299468 Email info@alansolomons.co.uk also at: Fleet House, 8-12 New Bridge Street, London EC4V 6AL Authorised and regulated by the Financial Services Authority for investment business